.legal-hero-section{background-color:#f6faf6}.legal-hero-ambient{z-index:0;pointer-events:none;background:radial-gradient(65rem 32rem at 50% -2rem,#21a94714,#0000 70%),radial-gradient(55rem 28rem at 85% 105%,#222b780d,#0000 72%),radial-gradient(45rem 24rem at 12% 95%,#21a9470d,#0000 68%);position:absolute;inset:0}.legal-hero-dots{z-index:0;pointer-events:none;background-image:radial-gradient(circle,#222b780d 1px,#0000 1px);background-size:24px 24px;position:absolute;inset:0;-webkit-mask-image:radial-gradient(80% 65% at 50% 45%,#000 0%,#0000 75%);mask-image:radial-gradient(80% 65% at 50% 45%,#000 0%,#0000 75%)}.legal-hero-watermark-wrap{pointer-events:none;-webkit-user-select:none;user-select:none;z-index:1;justify-content:center;align-items:center;width:100%;display:flex;position:absolute;top:42%;left:0;right:0;overflow:hidden;transform:translateY(-50%)}.legal-hero-watermark{font-family:var(--font-display);letter-spacing:clamp(.1em,2.5vw,.26em);text-transform:uppercase;color:#222b780a;white-space:nowrap;text-align:center;width:100%;font-size:clamp(4rem,15vw,14rem);font-weight:800;line-height:.9;animation:1.2s ease-out .15s both legal-watermark-in;-webkit-mask-image:linear-gradient(#0000 0%,#000000e6 18% 82%,#0000 100%);mask-image:linear-gradient(#0000 0%,#000000e6 18% 82%,#0000 100%)}@keyframes legal-watermark-in{0%{opacity:0}to{opacity:1}}@media (prefers-reduced-motion:reduce){.legal-hero-watermark{animation:none}}
.legal-content-section{background-color:#fff;padding:clamp(3.5rem,6vw,5.5rem) clamp(1.5rem,5vw,4rem)}.legal-layout{grid-template-columns:1fr;align-items:start;gap:clamp(2.5rem,4vw,4rem);max-width:72rem;margin:0 auto;display:grid}@media (min-width:1024px){.legal-layout{grid-template-columns:270px 1fr}}.legal-nav-card{background:#fff;border:1px solid #c8d6e5;border-radius:14px;overflow:hidden;box-shadow:0 2px 8px #222b7814}@media (min-width:1024px){.legal-nav-card{top:calc(var(--spacing-ticker) + var(--spacing-header-lg) + 1.5rem);position:sticky}}.legal-nav-header{border-bottom:1px solid #e8edf4;padding:1.125rem 1.375rem 1rem}.legal-nav-title{font-family:var(--font-body);letter-spacing:.15em;text-transform:uppercase;color:#1a2157;margin:0;font-size:.625rem;font-weight:700}.legal-nav-list{margin:0;padding:.5rem 0;list-style:none}.legal-nav-item{border-bottom:1px solid #f0f4f8}.legal-nav-item:last-child{border-bottom:none}.legal-nav-link{font-family:var(--font-body);color:#3d4f6b;border-left:3px solid #0000;align-items:center;gap:.75rem;padding:.8rem 1.375rem;font-size:.875rem;font-weight:500;text-decoration:none;transition:color .18s,border-color .18s,background-color .18s;display:flex}.legal-nav-link:hover{color:#0071a9;background-color:#0071a908}.legal-nav-link.active{color:#0071a9;background-color:#0071a90a;border-left-color:#0071a9;font-weight:600}.legal-nav-num{letter-spacing:.04em;color:#7a92b0;min-width:1rem;font-size:.6875rem;font-weight:600;transition:color .18s}.legal-nav-link.active .legal-nav-num,.legal-nav-link:hover .legal-nav-num{color:#0071a9}.legal-nav-contact{background-color:#fafbfc;border-top:1px solid #e8edf4;padding:1rem 1.375rem 1.125rem}.legal-nav-contact-label{font-family:var(--font-body);letter-spacing:.13em;text-transform:uppercase;color:#5a7090;margin-bottom:.35rem;font-size:.625rem;font-weight:700;display:block}.legal-nav-contact-link{font-family:var(--font-body);color:#0071a9;font-size:.8125rem;font-weight:500;text-decoration:none;transition:color .18s}.legal-nav-contact-link:hover{color:#005b87;text-decoration:underline}.legal-sections{flex-direction:column;gap:clamp(3rem,5vw,4.5rem);display:flex}.legal-section{scroll-margin-top:calc(var(--spacing-ticker) + var(--spacing-header-lg) + 1.5rem)}.legal-section-head{align-items:center;gap:1rem;margin-bottom:0;display:flex}.legal-section-num{width:2.125rem;height:2.125rem;font-family:var(--font-body);letter-spacing:.04em;color:#0071a9;background-color:#0071a914;border:1.5px solid #0071a959;border-radius:9999px;flex-shrink:0;justify-content:center;align-items:center;font-size:.6875rem;font-weight:700;display:inline-flex}.legal-section-title{font-family:var(--font-serif);letter-spacing:-.01em;color:#1a2157;margin:0;font-size:clamp(1.25rem,1.8vw,1.625rem);font-weight:700;line-height:1.2}.legal-section-divider{background:linear-gradient(90deg,#c8d6e5 0%,#0000 80%);width:100%;height:1px;margin-top:1rem;margin-bottom:1.25rem;display:block}.legal-intro{font-family:var(--font-body);color:#1a2157;margin:0 0 1rem;font-size:clamp(.9375rem,1.05vw,1rem);font-weight:600;line-height:1.7}.legal-body{font-family:var(--font-body);color:#3d4f6b;margin:0;font-size:clamp(.9rem,.95vw,.9375rem);line-height:1.82}.legal-callout-blue{background-color:#0071a912;border-left:3.5px solid #0071a9;border-radius:0 .625rem .625rem 0;align-items:flex-start;gap:.875rem;margin-top:1.375rem;padding:1rem 1.25rem;display:flex}.legal-callout-blue p{font-family:var(--font-body);color:#2d3f5c;margin:0;font-size:.875rem;line-height:1.7}.legal-callout-blue-icon{color:#0071a9;flex-shrink:0;margin-top:.1rem}.legal-callout-warning{background-color:#fdf6e1b3;border-left:3.5px solid #c07a20;border-radius:0 .625rem .625rem 0;align-items:flex-start;gap:.875rem;margin-top:1.375rem;padding:1rem 1.25rem;display:flex}.legal-callout-warning p{font-family:var(--font-body);color:#2d3f5c;margin:0;font-size:.875rem;line-height:1.7}.legal-callout-warning-icon{color:#b06a10;flex-shrink:0;margin-top:.1rem}.legal-checklist{border:1px solid #c8d6e5;border-radius:10px;flex-direction:column;margin-top:1.25rem;display:flex;overflow:hidden}.legal-check-row{background-color:#f8fafc;border-bottom:1px solid #dde8f2;align-items:flex-start;gap:.875rem;padding:.925rem 1.25rem;transition:background-color .18s;display:flex}.legal-check-row:last-child{border-bottom:none}.legal-check-row:hover{background-color:#21a9470a}.legal-check-icon{color:#21a947;flex-shrink:0;margin-top:.15rem}.legal-check-text{font-family:var(--font-body);color:#2d3f5c;margin:0;font-size:.875rem;line-height:1.65}.legal-cards-grid{grid-template-columns:1fr;gap:1rem;margin-top:1.375rem;display:grid}@media (min-width:640px){.legal-cards-grid{grid-template-columns:repeat(2,1fr)}}.legal-card{background:#fff;border:1px solid #c8d6e5;border-radius:12px;flex-direction:column;gap:.75rem;padding:1.375rem;transition:border-color .2s,box-shadow .2s;display:flex;box-shadow:0 2px 8px #222b7812}.legal-card:hover{border-color:#a8bdd4;box-shadow:0 6px 18px #222b781a}.legal-card-icon-box{border-radius:10px;flex-shrink:0;place-items:center;width:2.625rem;height:2.625rem;display:grid}.legal-card-icon-box.blue{color:#0071a9;background-color:#0071a91a;border:1px solid #0071a938}.legal-card-icon-box.green{color:#21a947;background-color:#21a9471a;border:1px solid #21a9473d}.legal-card-title{font-family:var(--font-body);color:#1a2157;margin:0;font-size:.9375rem;font-weight:650;line-height:1.3}.legal-card-body{font-family:var(--font-body);color:#3d4f6b;margin:0;font-size:.875rem;line-height:1.7}.legal-acceptance{text-align:center;background-color:#f4f8fc;border:1px solid #c8d6e5;border-radius:16px;margin-top:clamp(3rem,5vw,4.5rem);padding:clamp(1.75rem,3.5vw,2.75rem);position:relative;overflow:hidden;box-shadow:0 2px 10px #222b7812}.legal-acceptance:before{content:"";opacity:.85;background:linear-gradient(90deg,#0071a9 0%,#21a947 100%);border-radius:0 0 2px 2px;height:2px;position:absolute;top:0;left:2rem;right:2rem}.legal-acceptance-icon{color:#0071a9;background-color:#0071a91a;border:1px solid #0071a938;border-radius:12px;justify-content:center;align-items:center;width:3rem;height:3rem;margin-bottom:1rem;display:inline-flex}.legal-acceptance-title{font-family:var(--font-serif);color:#1a2157;letter-spacing:-.01em;margin:0 0 .875rem;font-size:clamp(1.25rem,1.8vw,1.5rem);font-weight:700}.legal-acceptance-body{max-width:34rem;font-family:var(--font-body);color:#3d4f6b;margin:0 auto;font-size:.9375rem;line-height:1.78}.legal-acceptance-divider{opacity:.9;background:linear-gradient(90deg,#0071a9,#21a947);border-radius:2px;width:3rem;height:2px;margin:1.5rem auto;display:block}.legal-acceptance-footer{font-family:var(--font-body);color:#5a7090;margin:0;font-size:.8125rem}.legal-acceptance-footer a{color:#0071a9;font-weight:500;text-decoration:none;transition:color .18s}.legal-acceptance-footer a:hover{color:#005b87;text-decoration:underline}.legal-subsection{margin-top:1.75rem}.legal-subsection-title{font-family:var(--font-serif);color:#1a2157;letter-spacing:-.01em;margin:1.75rem 0 .75rem;font-size:clamp(1.1rem,1.4vw,1.25rem);font-weight:700;line-height:1.35}.legal-subsubsection-title{font-family:var(--font-body);color:#1a2157;margin:1.35rem 0 .5rem;font-size:.9375rem;font-weight:700;line-height:1.4}.legal-body strong,.legal-body b{color:#1a2157;font-weight:650}.legal-body+.legal-body{margin-top:1rem}.legal-body+.legal-subsection,.legal-body+.legal-subsection-title{margin-top:1.5rem}.legal-bullet-list{flex-direction:column;gap:.625rem;margin:1rem 0;padding-left:1.5rem;list-style-type:disc;display:flex}.legal-bullet-list li{font-family:var(--font-body);color:#3d4f6b;padding-left:.25rem;font-size:clamp(.9rem,.95vw,.9375rem);line-height:1.78}.legal-bullet-list li strong,.legal-bullet-list li b{color:#1a2157;font-weight:650}.legal-bullet-list li::marker{color:#0071a9}.legal-callout-green{background-color:#21a94712;border-left:3.5px solid #21a947;border-radius:0 .625rem .625rem 0;align-items:flex-start;gap:.875rem;margin-top:1.375rem;padding:1rem 1.25rem;display:flex}.legal-callout-green p{font-family:var(--font-body);color:#1d4027;margin:0;font-size:.875rem;line-height:1.7}.legal-callout-green-icon{color:#21a947;flex-shrink:0;margin-top:.1rem}.legal-link{color:#0071a9;text-underline-offset:3px;font-weight:500;text-decoration:underline;transition:color .18s}.legal-link:hover{color:#005b87}